Problem Loan Workout Challenges in Today's Market

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Problem Loan Workout Challenges in Today's Market

Monday, July 29th, 2024
2:00 – 3:00 pm (Eastern Time)

Loan webinar begins with a review of the basics of how a commercial loan request “should be” processed in order to avoid a problem loan. This will include a review of “correct” business structure, the 6 elements of proper loan support.

Curriculum:

Attend this webinar to learn how to better manage “problem loans” and protect the rights of the bank in today’s market!

The webinar will begin with a review of the basics of how a commercial loan request “should be” processed in order to avoid a problem loan. This will include a brief review of “correct” business structure, the six (6) elements of proper loan structure, and the four (4) aspects of adequate loan support.

The webinar will then focus on what happens when a “good” loan turns into a “bad” loan i.e. the market has now turned down, tenants have left, and the payments are severely delinquent. What should the bank do and not do at this point in time? This section will address the “legal rights” of the bank and the “practical steps” that the bank should take in order to protect itself.

The practical steps will include the collection process, restructuring the loan, and/or proceeding against the borrower through repossession, foreclosure, filing a law suit to obtain a judgment, forcing the borrower into bankruptcy or simply “walking away.” This section will also include the “outside” influence from the banking regulators.

The webinar concepts will be summarized through a series of mini-case studies.

Major Topics:

Review the management of problem loans
Process a commercial loan “correctly” including business structure, loan structure, and loan support
Face the reality that some loans go bad!
Determine the bank’s strategy in protecting itself-collections, restructuring the loan, repossession, foreclosure, filing a law suit to obtain a judgment, forcing the borrower into bankruptcy or walking away
Assess “outside” influence by the banking regulators
Apply the concepts through case studies

Audience:

Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers

Instructor

David Osburn
Osburn & Associates LLC – Founder

David L. Osburn is the Founder of Osburn & Associates, LLC, a Business Training and Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, attorneys, credit managers, and business owners on topics such as Banking/Finance/Credit, Negotiation Skills, Marketing, and Management Issues. His extensive professional background of over 30 years encompasses 22 years as a Business Trainer/ Contract CFO and 16 years as a bank commercial lender including the position of Vice President/Senior Banking Officer. His banking credentials include loan underwriting, loan “work-out”, management, and business development.

Attendance verification for CE credits provided upon request.

Webinar Sponsored by BankersHUB

If you are having issues with registering online, please contact CBAO's Education, Training & Special Event Coordinator, Malia Widder, (614) 610-1877.

Registration (Member/Non-Member Pricing)

Webinar and Playback* ($295/$445)
*Playback has no expiration.

Additional Hookup - Registering another banker from a different location ($185/$225)