Total TRID Training - 4 Part Series

September 10, 2024
September 11, 2024
September 13, 2024
September 17, 2024

 11:00 am – 1:00 pm Eastern Time, 

 and 2:30 pm - 4:30 pm Eastern Time 

The Truth in Lending/Real Estate Settlement Procedures Integrated Disclosures (TRID) requirements are a string of guidelines dictating what information lenders need to share with borrowers and when they must provide it. TRID rules also regulate what fees lenders can charge and how these fees can change as the mortgage matures.

Topics:

• Compliance
• Lending Compliance

Roles:

• Compliance Officer
• Consumer Lender/Retail Banker
• Internal Auditor
• Loan Operations Manager/Specialist
• Mortgage Lender

The TRID rules were originally published in 2013 and were effective in October 2015. Final TRID 2.0 rules were published in July 2017, and were effective on October 1, 2018. The next version of the TRID rules are in development right now.

Though TRID has been a part of the compliance landscape for nearly a decade, its complexity makes it one of the most commonly cited violations year after year. To achieve compliance with TRID’s string of guidelines, and numerous amendments throughout the years, you need more than a cursory overview.

This four-part series examines the intricacies of the TRID rules and highlights various tripwires to avoid at your institution. You’ll come away with a comprehensive understanding of TRID, the Loan Estimate (LE), and the Closing Disclosure (CD), and receive a detailed manual that can serve as a handbook long after you’ve completed the series.

Total TRID Training - Part 1
September 10, 2024 | 11:00 am - 1:00 pm Eastern Time
What You'll Learn:
General Rules
Covered transactions
Exempt transactions
Disclosures

Total TRID Training - Part 2
September 11, 2024 | 2:30 pm - 4:30 pm Eastern Time
What You'll Learn:
All about the Loan Estimate
General Information
Line-by-Line review
Comparisons

Total TRID Training - Part 3
September 13, 2024 | 11:00 am - 1:00 pm Eastern Time
What You'll Learn:
All about the Closing Disclosure
General Information
Line-by-Line review
Comparisons

Total TRID Training - Part 4
September 17, 2024 | 11:00 am - 1:00 pm Eastern Time
What You'll Learn:
TRID for Construction Loans
General Information
Focus on Appendix D
Loan Terms

What You Will Learn:

• The TRID rules are divided into four parts of this program. While it appears that certain content is repeated in more than one part, the content of certain disclosures varies between the LE and the CD, and there are definitely different rules for construction loans.

Who Should Attend?   

The program is designed for loan officers, compliance officers, loan support staff, marketing staff, auditors, and any others with responsibilities related to the TRID rules.

Instructor

Kimberly Boatwright

Kimberly Boatwright is EVP and Director of Risk and Compliance at Compliance Resource, LLC, and has more than two decades of experience working in the financial services industry. Ms. Boatwright is a well-regarded financial industry risk and compliance professional with a strong background in program development and implementation. She is a thought leader who specializes in Fair Lending, Anti-Money Laundering, OFAC, and consumer compliance. During her career, she has worked for and consulted with all types of financial institutions helping to establish and evolve compliance and risk programs. She is a frequent public speaker, trainer, and author on compliance and risk management topics. Kimberly is a Certified Regulatory Compliance Manager and a Certified Anti-Money Laundering Specialist.

Attendance verification for CE credits provided upon request.

Webinar Sponsored by OnCourse Learning (Total Training Solutions)

If you are having issues with registering online, please contact CBAO's Education, Training & Special Event Coordinator, Malia Widder, (614) 610-1877.