Cash Flow Analysis - 2 Part Series

Cash Flow Analysis - 2 Part Series 

Monday, March 30, 2026
Monday, April 6, 2026

The session will begin with the business “traditional” EBITDA cash flow and personal cash flow of the “business owner” (using the 1040 tax return, K-1 forms, and the personal financial statement). Additionally, the Global Cash Flow or combined “business & personal” cash flow model will be displayed.

This will be followed by the Statement of Cash Flows (using the Direct and Indirect Methods), as prepared by the CPA, the UCA Cash Flow (using the Moody’s Lending Cloud software spreadsheet), Cash Basis Cash Flow, Fixed-Charge Coverage (FCC), and Free Cash Flow (FCF).

Various cash flow projections and sensitivity analyses will also be explored.

The webinar will then conclude with “commercial real estate” (CRE) cash flow analysis and other related real estate “investment” cash flow models.

 

Series Details

Cash Flow Analysis - Part 1

This webinar will explore multiple models of both business and personal (business owner) cash flow analyses.

  • Business (EBITDA) & Personal Cash Flow Analyses 
  • Global Cash Flow: Combining the Business and Personal Cash Flows
  • Statement of Cash Flows, UCA Cash Flow, Cash Basis Cash Flow, Fixed-Charge Coverage, and Free Cash Flow
  • Cash Flow Projections and Sensitivity Analysis
  • CRE Cash Flow Analysis including Investment Models
 

Cash Flow Analysis - Part 2

This webinar will explore multiple models of both business and personal (business owner) cash flow analyses.
  • Business (EBITDA) & Personal Cash Flow Analyses 
  • Global Cash Flow: Combining the Business and Personal Cash Flows
  • Statement of Cash Flows, UCA Cash Flow, Cash Basis Cash Flow, Fixed-Charge Coverage, and Free Cash Flow
  • Cash Flow Projections and Sensitivity Analysis
  • CRE Cash Flow Analysis including Investment Models
 

What You'll Learn

  • Business (EBITDA) & Personal Cash Flow Analyses 
  • Global Cash Flow: Combining the Business and Personal Cash Flows
  • Statement of Cash Flows, UCA Cash Flow, Cash Basis Cash Flow, Fixed-Charge Coverage, and Free Cash Flow
  • Cash Flow Projections and Sensitivity Analysis
  • CRE Cash Flow Analysis including Investment Models

Who Should Attend

Commercial lenders, credit analysts, relationship managers, credit administrators


Instructor Bio

David L. Osburn is the founder of Osburn & Associates, LLC, a Business Training and Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, attorneys, credit managers, and business owners on topics such as Banking/Finance/Credit, Negotiation Skills, Marketing, and Management Issues.

His extensive professional background of over 30 years encompasses 24 years as a Business Trainer/ Contract CFO and 16 years as a Bank Commercial Lender including the position of Vice President/Senior Banking Officer. His banking credentials include loan underwriting, loan “work-out”, management, and business development.

Mr. Osburn has been an adjunct college professor for over 30 years teaching Accounting, Economics, Finance, Banking, Marketing, Management, and Business Law.

Attendance verification for CE credits provided upon request.

Webinar Sponsored by OnCourse Learning (Total Training Solutions)

If you are having issues with registering online, please contact CBAO's VP, Director of Education & Events, Malia Widder, (614) 610-1877 or [email protected].

Registration Options  (Member/Non-Member Pricing)

Live + 1 Month on Demand ($549/$824) – Attend the live event and receive 1 month of unlimited access to the OnDemand Playback and links to presenter materials and supplementary handouts.

Live + 12 Months on Demand ($739/$1109)  – Attend the live event and receive 12 months of unlimited access to the OnDemand Playback and links to presenter materials and supplementary handouts. 

Live + 12 Months on Demand + Digital Download ($799/$1199) – Attend the live event and receive 12 months of unlimited access to the OnDemand Playback and links to presenter materials and supplementary handouts. Also receive a digital download of the webinar recording. 

Additional Live Attendee ($250/$375) – Registering another banker from a different location for live access.


When
3/30/2026 - 4/6/2026
Registration
Sign in or create an account to register
Last day to register is 10/6/2026